Travel Insurance: Learn How It Works and How to Hire!

If you are going to take a trip, be it international or national, it is necessary to have a prior planning so that you do not have unforeseen events that could end up making your tour difficult. It is necessary to organize hotel reservations, flights and even extra money for any eventuality.

And one thing that is extremely important on any trip, even backpacking with no set destination, is buy travel insurance, who will be responsible for bearing extra costs that you may have on your trip, such as medical expenses and even emergency exchange of documents.

a lot of people don't know How does Travel Insurance work?, but in this article we tell you everything you need to know about this essential item for a trip without unpleasant surprises. Keep reading!

What is Travel Insurance?

As the name says, Travel insurance it serves to assure the person who hires it during a trip, regardless of the number of days, for possible unforeseen events that they may have in an unknown place.

travel insurance

With the purchase of Travel Insurance, people can travel anywhere safely that in cases of needing help, whether from doctors, money for an extra expense - such as facilities for rent a car, for example – or even in the event of an accidental death, Travel insurance will help with expenses that may arise along the way.

How it works and how to buy Travel Insurance

Overall, the Travel insurance is contracted in tourism companies that sell travel packages, the value of this insurance comes with the total value of the purchased package. But it's also possible opt for separate travel insurance, this will depend on what the tourist wants the insurance to cover.

In general, the travel insurance that is already included in the value of the travel package is a more basic insurance, which only covers small costs, which means that the person has to purchase other types of insurance, such as insurance health in case of international travel.

There is also the possibility of hiring a more complete travel insurance direct with an insurance company, these types of insurance include reimbursement for more things, such as suitcases, tickets, accommodation, and even insurance in case of death or disability of the insured. It might be a more interesting option if you don't give up security.

Important tips when buying insurance

If you are going to buy travel insurance, you need to know a few things like:

  • Not all insurance taken out in Brazil works abroad, check this well in advance before the trip.
  • Call the embassy of the destination country and find out what travel insurance for that country should cover.
  • Find out if your travel insurance also covers medical care, otherwise take out a health insurance.
  • Some countries do not require insurance, but hiring one is an extra security for you to have a good trip
  • If you go to study in another country, you need to hire a student travel insurance, which is a little more complete than tour insurance.

We hope this article was helpful to you! And keep following us if you want to know more about trips, packages and where to find tickets with good prices!

Fernanda Smith

Fernanda Smith is a master's student in language sciences at the Federal University of Rio de Janeiro, graduated in Journalism at the same institution that supports rubro negro.

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